A house loan or home loan simply means a sum of money borrowed from a financial institution or bank to purchase a house.
Benefits:
1) You can Get your Dream house
2) Repay as per your Pocket
3) Tax Benefits
4) Growth of your Assets
5) Easy Procedures
Documents:
• PAN Card for all
• Identity Proof : Aadhar Card, Driver's Licence, Voter's ID Card, Passport etc.
• Address Proof: Telephone Bill, Electricity Bill etc.
• Property- Related Documents: Stamped agreement of the sale/ Sales Deed or the letter of Allotment, NOC from the builder/ housing society, Possession Certificate, Detailed Construction cost estimation, Bank Account statement, In case of Constructed Apartment - Occupancy Certificate
• Passport Sized photographs
• Home loan documents list for Salaried Applicants: Income Proof , Salary Slips (latest) , Form-16 , Bank Account Statements of last 3 months ,
• Home loan documents list for Self-employed Applicants: Bank Account Statements of last 6 months , PAN , Proof of Business existence , GST Registration Certificate , Trade License , Partnership Deed , Import Export Code,SEBI Registration Certificate , Memorandum of Association , ROC Registration Certificate,Financial statements that have been audited by a CA , Balance sheet , Profit and Loss Statement Sheet